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Power to your pension

With Portafina, your savings will be invested in a portfolio that has consistently beaten the benchmark.1 We are authorised and regulated
by the Financial Conduct Authority
FSCS Protected

Power to your pension

With Portafina, your savings will be invested in a portfolio that has consistently beaten the benchmark.1

We are authorised and regulated by the Financial Conduct Authority

Your pension portfolio, in a nutshell

Your pension portfolio, in a nutshell

Your pension portfolio determines how and where your savings are invested. And even if you take your 25% tax-free cash, that’s 75% of your pension that still needs careful management.

At Portafina we have 5 main portfolios that reflect the different attitudes people have when it comes to how much risk they are prepared to take with their pension investments. And through our portfolios, our clients’ money is invested in over 11,000 companies worldwide.

Taking pension money early isn’t right for everyone because it could leave you with less to live on in retirement. That’s why it makes sense to talk with an independent and regulated adviser, such as Portafina, first.

How much better off could you be with Portafina?

Let’s have a look at how much a £50,000 pension pot would be worth in 10-years’ time if it was invested in each of our main portfolios, compared with an industry benchmark.1

Slide Future Life Considered
Portafina (6.09%) £91,788.12 Benchmark (4.78%) £80,565.74
Slide Future Life Composed
Portafina (7.18%) £102,297.32 Benchmark (5.28%) £84,678.76
Slide Future Life Poised

Portafina (8.18%) £112,984.16 Benchmark (6.85%) £98,995.59
Slide Future Life Headway
Portafina (9.10%) £123,790.41 Benchmark (6.82%) £98,700.73
Slide Future Life Quest Portafina (9.95%) £134,682.55 Benchmark (6.78%) £98,308.93

1The performance figures are based on simulated 10-year average annualised returns of our portfolios, as of December 2019. Source: FE Analytics and Dimensional Return Programme 2.0 (for some of the funds indices that provide guide information on historical performance have been used). No provider charges taken into account. When we talk about the benchmark we are referring to an Investment Association average composition that matches the risk rating for each of our typical portfolios. 

Important: past performance is not a reliable indicator of future results. Pensions can go down in value as well as up, so you could get back less than you put in.

3 reasons why pensions can be so powerful

A properly managed pension is the most powerful savings tool most of us will ever own. Find out why, and how we can help harness your pension potential.

A supercharged engine for your savings

Through our portfolios our clients’ money is invested in Dimensional funds. Created by Nobel Prize winners, Dimensional aims to help you get the most out of your savings whatever the market conditions. As a result, our portfolios consistently beat the benchmark. Find out more about Dimensional here.

A supercharged engine for your savings