Thinking about the pension freedoms?
With up to 25% tax free, use your pension savings in the best way for your life and your future. Take advantage.
How free can you afford to be?
How could taking pension money early affect you?
How much tax could you pay?
The right thing to do?
The great news
Let the experts help
We offer a no obligation pension check. It won’t cost you a penny for us to complete an initial investigation of your retirement savings.
The purpose of this illustration is to give you an idea of how taking money early from your pension could affect you. It is not an accurate reflection of what will happen. Tax is calculated at 2018/2019 tax rates and could change in the future. A no obligation pension review will explain all tax implications based on your personal circumstances. Find out more about our assumptions.1
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What you will get from the pack:
Why are so many people taking money from their pension early?
To solve a problem
Outstanding debt can be a real drain on the emotions. That is why tackling a credit card debt, mortgage or loan now is so appealing.
It can also make great financial sense, earning more interest than you are paying for your debt.
To lend a hand
Parents are programmed to want to help and more than ever the younger generation need a hand.
There are tuition fees to clear, deposits to save for and if the heart is beating hard then possibly wedding bells on the horizon.
To make a change
There’s a good chance that you are starting to reclaim some of that time and space you gave up.
And when that happens it’s natural to start thinking seriously about those upgrades that have long been planned, either around the home or on the car.
These are just a few examples and of course everyone’s circumstances and needs are different.
Whatever your reasons for thinking about the pension freedoms, we will help you to make the right decision for you and your family.
Important note: You need to be aware that releasing your pension benefits early could reduce your income and standard of living at retirement. This is why pension release is only suitable for a limited number of people and circumstances and shouldn’t be seen as an easy way to raise funds.
A refreshingly frank approach
There’s no unnecessary jargon for you to decipher, no home appointments for you to squeeze in and no commitment to pay anything without knowing what you are going to get. All we need are a few basic details to get started.
Good to know...
How much of my pension can I take?
Pension release: all you need to know
Can I take all of my pension in one go?
With the right type of pension you can. Although, it could leave you a lot worse off in retirement. Discover the pros and cons.
Top 100 Financial Adviser
(FT Adviser 2018)