For most people, pensions are a fundamental part of their lives and could be the difference between a comfortable retirement and not having enough to live on. And even if you think your pension may be doing just fine, what if it could be doing so much better? Just small changes now could give you the freedom to live the life you want in the future.
It’s surprising how small changes to your pension now could mean a lot more fun for you in the future. Discover the power of switching.
Call 0800 304 7288 for a friendly chat about your pension
Stephen finished his documentary
Documentary-maker Stephen took money from his pension to complete his long-in-the-making documentary “After ‘82”, which explores the history of the AIDS crisis in the UK. Click the link to watch Stephen's story.
Pension cash enabled Alan to clear debts
Alan had credit cards charging high rates of interest. Taking some tax-free cash from one of his pensions allowed Alan to clear the cards, and the rest remained invested for the future. Click the link below to watch Alan's story.
Finding old pensions changed Mark’s future
Mark wanted us to find his pensions from previous jobs. Tracking them down gave him almost £20,000 more for the future. We then combined them into a single pension fund, giving more control than before. Click the link below to watch Mark's story.
Frequently asked questions
With this type of review a regulated pension expert will examine in detail your circumstances before clearly and simply advising what they think you should do with your pension. You will not have to pay for this review and you are not committed to follow the advice in any way.
One simple change to your pension now could open the doors to the future you want. For example, a small reduction in fees or improvement in performance could mean a lot more money in your fund for when you need it. There are lots of different types of pension, so you need to make sure you’re in the one that’s absolutely right for you.
In most cases it’s possible to move your current company pension into a new scheme whenever you want to, even if you are still working for that company. You need to be sure of what you are giving up, though, as some company pensions are very generous and could be the best way to save.
1All figures are based on an initial pension of £50,000, growing at 6% per year before charges of 0.5% and 1.5% are applied.