Best possible retirement?

Could your pension mean more freedom and greater security than you are currently expecting? Discover all your options.

What is most important to you?

You have a lot of options for taking an income from your pension. Each comes with a different set of rules and the choice you make could have a massive impact on your plans for the future. That’s why now is the perfect time to make sure the option you are considering is absolutely right for you. 
Select yes or no below to see the available options.

What matters to you?

  • Taking up to 25% tax free (if you haven't already)
  • Receiving a guaranteed income for life
  • Leaving your pot to family or friends when you die
  • The freedom to vary the income you take
  • A secure income with some flexibility

What pension options offer this?

  • Purchase an annuity
  • Purchase an enhanced annuity
  • Pension drawdown
  • Guaranteed drawdown
  • A blend of annuity and pension drawdown
  • A blend of guaranteed and pension drawdown
  • Cash in your entire pension

Clear about your options?

Request your free guide for more information on your pension options, or give us a call.

The great news

Double checking that you have covered every angle is quick and hassle-free. And with Portafina you can check your pension with no obligation.

Let the experts help

We can show you which pension option we believe is best for you, and why. And if you agree with our recommendation then we can take care of everything for you.

Get your FREE pension freedom information guide today

Get your Pensions info guide

Interested in tax-free cash?

What you will get from the pack:

  • A deeper understanding of all the pension freedom options available to you
  • Insight into how releasing tax-free cash could benefit you
  • Details on how you could take advantage of our no obligation pension check

Security vs flexibility in the world of pensions

Focused on your security

Buying an annuity is still the most common way to guaranteeing an income for life. Although, annuity rates have generally declined over the last 10 years. Plus, it means selling your pension and losing ownership of your money. There’s a lot to consider and we can help you to make the right decision about your pension.

Focused on flexibility?

In the world of jargon the most flexible option is called pension drawdown. In plain English this means that you can take money from your pension as and when you choose.

When considering this option you need consider the level of investment risk that comes with it, something we can assess for you.

Looking for a bit of both?

You could use some of your savings to buy an annuity and keep the rest invested in pension drawdown.

Or, there are other ways to keep your pension options flexible while minimising the investment risk you are exposed to.

What about your legacy?

Want to pass on your income when you die? Buy an annuity and your options are limited. Drawdown products are much more flexible when it comes to who you leave your money to and how.

We can talk you through the best and most tax-efficient way for you to leave a legacy.

Good to know...

Guaranteed drawdown: the key facts

What are the pension options at retirement?

You now have more choice than ever before when it comes to your retirement income. The key is to balance the security you need with freedom you want.
Pension drawdown: the key facts

Pension drawdown: the key facts

With drawdown you can take money as and when you like from your pension giving you the freedom to adapt to the unexpected in life.
Buying an annuity: all you need to know

Buying an annuity: all you need to know

You can sell your pension pot to an insurance company in exchange for a guaranteed income for the rest of your life.

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