Best possible retirement?
Could your pension mean more freedom and greater security than you are currently expecting? Discover all your options.
What is most important to you?
You have a lot of options for taking an income from your pension. Each comes with a different set of rules and the choice you make could have a massive impact on your plans for the future. That’s why now is the perfect time to make sure the option you are considering is absolutely right for you.
Select yes or no below to see the available options.
What matters to you?
- Taking up to 25% tax free (if you haven't already)
- Receiving a guaranteed income for life
- Leaving your pot to family or friends when you die
- The freedom to vary the income you take
- A secure income with some flexibility
Clear about your options?
Request your free guide for more information on your pension options, or give us a call.
The great news
Double checking that you have covered every angle is quick and hassle-free. And with Portafina you can check your pension with no obligation.
Let the experts help
Get your FREE pension freedom information guide today
Interested in tax-free cash?
What you will get from the pack:
Security vs flexibility in the world of pensions
Focused on your security
Buying an annuity is still the most common way to guaranteeing an income for life. Although, annuity rates have generally declined over the last 10 years. Plus, it means selling your pension and losing ownership of your money. There’s a lot to consider and we can help you to make the right decision about your pension.
Focused on flexibility?
In the world of jargon the most flexible option is called pension drawdown. In plain English this means that you can take money from your pension as and when you choose.
When considering this option you need consider the level of investment risk that comes with it, something we can assess for you.
Looking for a bit of both?
You could use some of your savings to buy an annuity and keep the rest invested in pension drawdown.
Or, there are other ways to keep your pension options flexible while minimising the investment risk you are exposed to.
What about your legacy?
Want to pass on your income when you die? Buy an annuity and your options are limited. Drawdown products are much more flexible when it comes to who you leave your money to and how.
We can talk you through the best and most tax-efficient way for you to leave a legacy.
A refreshingly frank approach
Good to know...
What are the pension options at retirement?
Pension drawdown: the key facts
Buying an annuity: all you need to know
We look after over £1/2 billion for our clients
Top 100 Financial Adviser
(FT Adviser 2018)
to pay us