Pension tax-free cash

With an eligible pension you could take up to 25% of your savings tax free from the age of 55.

We are authorised and regulated
by the Financial Conduct Authority

Pension tax-free cash

With an eligible pension you could take up to 25% of your savings tax free from the age of 55.

We are authorised and regulated
by the Financial Conduct Authority

Taking pension money early isn’t right for everyone because it could leave you with less to live on in retirement. That’s why it makes sense to talk with an independent and regulated adviser, such as Portafina, first.

What pensions are eligible for tax-free cash?

Personal and private pensions
Company pensions
Final salary pensions
The State Pension
Unfunded pensions

Get started for free

Our initial investigation into your pension is free. And in many cases we can continue to provide full advice with no obligation. At any stage you can choose to walk away, better informed and with nothing to pay.

Get started

How it works in 3 easy steps

With our no obligation pension check discover how much tax-free cash you could take and if it’s the right thing for you to do.

Your permission

Complete and return a simple form giving us your permission to check your pension.

Our boffins

Our specialists gather and analyse all the information we need about you and your pension.

Your decision

We’ll send you a report, clearly stating what we think you should do. The choice is then yours.

If you decide to make a change to your pension, including releasing money from it, we will take care of everything for you. We’ll also let you know in writing what the fee would be. Or, you can choose to walk away with nothing to pay.

The number of pensions accessed for the first time since 2018.¹

Over

1.3 million

Why so many people are releasing pension money²

7%

32%

21%

To make home improvements

To tackle a debt

To buy a
new car

What you’ll get with Portafina on your side

A no obligation pension check
Impartial advice from regulated specialists
Ongoing advice and management of your pension
A fast, efficient service: we make the process easy for you

Taking tax-free cash is a big decision, especially if you have a pension with valuable guaranteed benefits. It’s about weighing up the positive impact taking pension money early could have on your life right now with the potential loss of retirement income in the future.

We consider many different factors for our clients: from their current finances and objectives, to their plans for retirement and beyond. And we will forensically analyse each pension scheme to make sure each client is clear on all the pros and cons of making a change to their pension pot before any final decision has to be made.