We ask your current provider (with your permission of course) for all the technical, performance and charges information relating to your pension. Then we analyse it and tell you how good we think your scheme is, and why.
Did you know?
Just looking at February 2017 we had a client come to us whose pension had only grown by a total of 10% in the previous 5 years. By comparison our selected benchmark had grown by 69% in the same period. If that client had started with £50,000 in Feb 2012, she would have been nearly £30,000 better off had her money been in our selected benchmark pension1 and not in the one she had stuck with for years.
Of course we are looking backwards here, and the usual caveat applies – past performance is no guarantee of future performance, but it should make you think. Some pensions are better than others…