Portafina in the press...

“With credit now easier than ever before to get hold of, buying those ‘needs’ now and paying for them later, can come at a hefty price. This really doesn’t help your finances at all, as it gradually becomes unaffordable. And, once you’re in that rut, it can be extremely hard to get out of it. We have to think do we really need the things that we are buying with these cards? They are luxury items that we think we can’t do without but let’s face it, we usually end up with buyer’s regret!”

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“It’s no surprise that due to the attractiveness of its flexibility, more and more people are opting for drawdown, but they are choosing it without taking advice. And quite frankly, it scares me. You won’t really see the drawbacks of doing this for probably five or 10 years. Yet, without speaking to an adviser, people are more likely to over withdraw because they haven’t got the experience or knowledge that an investment professional has or have any strategies in place for when times are volatile and markets are low.”

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