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Your pension check

Why it makes sense to get a head start before your 55th birthday. We are authorised and regulated
by the Financial Conduct Authority
FSCS Protected

Your pension check

Why it makes sense to get a head start before your 55th birthday.

We are authorised and regulated
by the Financial Conduct Authority

Your pension check: get the ball rolling

Your pension check: get the ball rolling

Current legislation means that in almost all cases you must be 55 or over before you can withdraw money from your pension. You can get a head-start, though. In our experience, it can make a lot of sense to start checking your pension from 54 years and 6 months. Let’s explain why, and how to get the ball rolling.

Taking pension money early isn’t right for everyone because it could leave you with less to live on in retirement. That’s why it makes sense to talk with an independent and regulated adviser, such as Portafina, first.

Why start checking your pension early?

The process of getting your pension checked and then releasing funds from it can take a while. In our experience it takes 12 weeks, on average, to get a client from initial request to summary stage. Depending on your current provider, and how old or complicated the scheme is, the process can sometimes take longer.

By starting your pension check early, you are increasing the chances of getting the money you need released to your bank account as close as possible to your 55th birthday.

Why start checking your pension early?
Get started for free

Get started for free

If you are aged 54 and 6 months, or over, you can start your pension check today. Our initial investigation into your pension is free. And in most cases we can continue to provide full advice with no obligation. At any stage you can choose to walk away, better informed and with nothing to pay.

How it works in 3 easy steps

With our no obligation pension check discover what you could do with your pension.

Slide Step 1
Your permission
Complete and return a simple form giving us your permission to check your pension.
Slide Step 2
Our boffins
Our specialists gather and analyse all the information we need about you and your pension.
Slide Step 3
Your decision
We’ll send you a report, clearly stating what we think you should do. The choice is then yours.

If you decide to release some of your savings, we can take care of everything. This includes managing your pension for you. We would let you know in writing what the fee would be. Or, you can choose to walk away with nothing to pay.

Would you like a better pension?

Would you like a better pension?

In almost all cases, when we help clients to release money from their pension we transfer the rest of their retirement savings to a new, modern scheme. As a result of our investment philosophy and relationship with pension providers this could mean you benefit from:

  • Lower provider charges
  • Better pension performance
  • Greater protection

Click here to see how the numbers could add up for you…