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Pension clarity with transparent fees

Get the most out of your retirement savings: we can take care of everything for you. We are authorised and regulated by the Financial Conduct Authority
FSCS Protected

Pension clarity with transparent fees

Get the most out of your retirement savings: we can take care of everything for you.
We are authorised and regulated by the Financial Conduct Authority

Slide On average, this is how much more pension wealth people have when they take financial advice.1 £30,991

The value of financial advice

Pensions can be a tangle of rules and mechanisms. And they usually need an experienced, objective eye to see how your retirement savings best fit your current finances and future plans. In a nutshell, this is the value of a financial adviser. And our team has over 35,000 study hours under their belts to help you make the best pension choices.

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Get full advice with no obligation

In many cases we can offer clients full advice with no obligation. This means we will analyse your pension, your circumstances and your objectives, sending you our recommendation report with no commitment on your part to pay us a penny.

In your report we would let you know what we think you should do with your pension and exactly how much it would cost to follow our advice.

You would then have a choice:

Instruct us to act on our recommendation, in which case any fee would come out of your pension so there would be no extra money to find…

or

Walk away fully informed and with nothing to pay.

What if you don’t qualify for full advice with no obligation?

According to FCA rules, some people with defined benefit schemes do not qualify for full advice with no obligation. We would know if this applied to you after our initial investigation and telephone appointment (which would still be free). At which point we would let you know how much it would cost to continue and receive our full advice.

You would then have the choice to either proceed or stop your pension check without having to pay a penny.

What if you don’t qualify for full advice with no obligation?
Our initial service: what it costs

Our initial service: what it costs

The cost for following the advice in our recommendation report can vary from 1% for certain discounted annuities, to 7% for a complex case. And if you qualify for full advice with no obligation, which many people do, this fee would come out of your pension so there would be no extra money to find.

Like many services, our fee depends on a lot of different factors and is therefore tailored to each client. That’s why we need to analyse a client’s pension, circumstances and objectives before we can state exactly what our service will cost.

Our ongoing management service

The majority of our clients ask us to manage their pension for them on an ongoing basis. For a fee of 1% per year these clients enjoy a range of benefits to ensure their pension remains tailored to their needs every step of the way. Click here to find out more about our ongoing management service and how it could benefit you.

Our ongoing management service